Many participants in hearings in the Senate Banking Committee agreed that our housing finance system would benefit from a utility model that can serve the national market and promote stability in the housing market, particularly during times of economic distress.
News Releases
![Four generations of men standing on a porch Four generations of men standing on a porch](https://cdn.nar.realtor/sites/default/files/styles/inline_image_auto_height__287_/public/four-generations-GettyImages-77931676-1300w-620h.jpg?itok=c5pWbt6y)
One in six Gen Xers purchased a multi-generational home, overtaking younger boomers as the generation most likely to do so; with 52 percent of those Gen X buyers indicating that they did so because their adult children have either moved back or never left home.
![Calculator and a stethoscope on a clipboard holding a data table Calculator and a stethoscope on a clipboard holding a data table](https://cdn.nar.realtor/sites/default/files/styles/inline_image_auto_height__287_/public/calculator-stethoscope-data-table-GettyImages-950638362-1300w-867h.jpg?itok=I4m-nbNE)
![NAR DC building and U.S. Capitol building NAR DC building and U.S. Capitol building](https://cdn.nar.realtor/sites/default/files/styles/inline_image_auto_height__287_/public/nar-dc-building-and-capitol-1300w-730h.jpg?itok=Zy4V2OQg)
![Fannie Mae headquarters Fannie Mae headquarters](https://cdn.nar.realtor/sites/default/files/styles/inline_image_auto_height__287_/public/fannie-mae-headquarters-nick-anfinsen-1300w-867h.jpg?itok=tmGSOtfq)
Bipartisan congressional action on GSE reform is the only way to secure an explicit government guarantee, which is a critical component of a robust U.S. housing market.
![REALTOR® Nina Dosanjh giving congressional testimony on data privacy REALTOR® Nina Dosanjh giving congressional testimony on data privacy](https://cdn.nar.realtor/sites/default/files/styles/inline_image_auto_height__287_/public/nina-dosanjh-data-privacy-testimony-03-26-2019-1300w-867h.jpg?itok=e1q1RL-A)
Realtor® Nina Dosanjh offered NAR’s perspective on how federal efforts to protect consumer information can be beneficial for America’s small businesses, including real estate brokerages, and their customers.
![Tan house with green front lawn and a budding tree Tan house with green front lawn and a budding tree](https://cdn.nar.realtor/sites/default/files/styles/inline_image_auto_height__287_/public/blue-sky-tan-house-green-lawn-budding-tree-GettyImages-588954686-1300w-867h.jpg?itok=cUPzg1XP)
Consumer opinion about home buying bounced back in the first quarter of 2019, with only thirty-five percent of survey respondents saying that now is not a good time to buy a home.
![Staged living room and dining area Staged living room and dining area](https://cdn.nar.realtor/sites/default/files/styles/inline_image_auto_height__287_/public/staged-living-room-dining-area-GettyImages-1000701308-1300w-867h.jpg?itok=eU4Ax8fD)
![Mabél Guzmán at the House Financial Service Committee meeting on 03/13/2019 Mabél Guzmán at the House Financial Service Committee meeting on 03/13/2019](https://cdn.nar.realtor/sites/default/files/styles/inline_image_auto_height__287_/public/mabel-guzman-nfip-testimony-side-view-03-13-2019-1300w-867h.jpg?itok=v20w50Kb)
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The evolving technological landscape, competition from nontraditional market participants and housing affordability continue to be among the biggest challenges facing real estate firms in the next two years.